Cash Advanced app like Cleo helps you manage your finances and provide quick access to funds before your next payday. It’s a valuable tool to avoid late payments, overdraft fees, and financial emergencies.

About 78% of Americans struggle to make ends meet and live paycheck to paycheck. This shows the serious need for resources like Cleo Cash, which provides vital financial support during times of financial problems.

Key takeaways:

  1. Instant Access: Earnin, Cleo Cash Advance, and FloatMe provide quick funds without fees or interest.
  2. Personalized Tools: Empower and Mint offer customized budgeting and financial management features.
  3. Fee-Free Benefits: Chime and Varo provide fee-free overdraft and early access to paychecks.
  4. Customizable Limits: Brigit, Empower, and Klover allow you to set your preferred cash advance limits.

What is Cleo Cash Advance?

Image Representing Cleo App on Apple Store

Cleo Cash Advance is a service that helps you get money when you need it, just like borrowing from a friend. It’s an online platform where you can request a small amount of money and pay it back later.

You don’t need a credit card or a bank account, and you can use the money for anything you want.

1. MoneyLion

Moneylion is a mobile banking and personal finance app that offers easy-to-use resources for managing your money on the go. The app allows you to get cash advances of up to $500 and compare personal loan offers, giving you the flexibility to find the best financial options that suit your needs.

image representing moneylion Apps like cloe

How do you get money from it:

  1. Download the app, and tap on “Instacash” located in the “Accounts” tab.
  2. Link the bank account where you receive your paycheck.
  3. Choose the desired amount of cash.
  4. Confirm your selection.
Play Store Apple Store
4.6/5 Ratings, 571K Reviews 4.8/5 rating
10M+ Downloads 1M Ratings

Pros:

  • Easy access
  • Personal loan offers

Cons:

  • Fees and interest rates
  • The app’s availability and features may vary depending on your location.

2. Albert

Albert is a user-friendly mobile banking app that empowers you to effectively manage your finances. This all-in-one app allows you to bank, save, invest, budget, and seamlessly handle your money. With a subscription to this app Genius service, you gain access to automatic savings and investment features.

image representing albert App on Apple Store similar to cleo

Key Features:

  • Banking capabilities
  • Investment options
  • Budgeting tools
  • $250 in overdraft coverage
Play Store Apple Store
4.1/5 Ratings, 86.5K Reviews 4.6/5 rating
5M+ Downloads 167.6K Ratings

Pros:

  1. Simplified Financial Management
  2. Automatic Saving and Investing

Cons:

  1. Subscription Fee
  2. Limited Availability

3. Brigit

Brigit is a user-friendly mobile app designed to provide quick access to cash when you need it the most. As a reliable financial tool, Brigit enables you to receive cash fast, ranging from $50 to $250, in times of emergencies or unexpected expenses.

image representing brigit App on Apple Store

Key Features:

  • Customizable cash advance limits
  • Financial health monitoring
  • Balance alerts and predictions
Play Store Apple Store
4.7/5 Ratings, 168K Reviews 4.8/5 rating
5M+ Downloads 272.1K Ratings

Pros:

  1. Quick and Convenient Cash Access
  2. Personalized Cash Management

Cons:

  1. Subscription-based Service
  2. Compatibility and Availability

4. Chime

Chime is a comprehensive banking app that prioritizes your financial well-being. With its user-friendly interface and security features, it offers a safe and convenient way to manage your money. This app provides various benefits, including fee-free overdraft up to $200, early access to your direct deposit payments, and no monthly fees.

image representing Chime App on Apple Store

Key features:

  • Secure money management
  • Fee-free overdraft up to $200
  • Early direct deposit access
  • User-friendly interface
Play Store Apple Store
4.6/5 Ratings, 582K Reviews 4.8/5 rating
10M+ Downloads 724.7K Ratings

Pros:

  1. Enhanced Financial Security
  2. No monthly fees

Cons:

  1. Limited Physical Branch Access
  2. Compatibility and Accessibility

5. EarnIn

Earnin is a convenient mobile app that offers a unique solution for covering day-to-day expenses and unexpected costs. With its Cash Out feature, it allows you to access up to $100 per day and up to $750 per paycheck, providing financial flexibility when you need it most.

image representing EarnIn App on Apple Store

Key features:

  • Cash Out up to $100/day
  • Cash advances up to $750/paycheck
  • Flexibility for day-to-day expenses
Play Store Apple Store
4.6/5 Ratings, 230K Reviews 4.7/5 rating
5M+ Downloads 268.5K Ratings

Pros:

  1. Immediate Access to Funds
  2. No Fees or Interest

Cons:

  1. Paycheck Requirement
  2. Cash Limitations

6. Empower

Empower is a versatile mobile app designed to provide for your financial needs wherever you may be. This all-in-one financial tool understands the challenges of making it to payday and offers a Cash Advance feature to help you. With this app you can instantly access a cash advance ranging from $10 to $250, providing a financial safety net when you’re in a pinch.

image representing Empower App on Apple Store

Key features:

  • Convenient Cash Advances
  • Customizable cash advance amounts
  • Comprehensive financial tracking
Play Store Apple Store
4.7/5 Ratings, 141K Reviews 4.8/5 rating
1M+ Downloads 155.9K Ratings

Pros:

  1. Quick Financial Assistance
  2. Personalized Budgeting Tools

Cons:

  1. Potential Eligibility Requirements
  2. Borrowing Limitation

7. Ingo Money

The Ingo Money App is a convenient mobile application and one of the best Apps Like Cleo. It enables you to cash paychecks, business checks, and almost any type of check at any time and from anywhere. With its user-friendly interface and efficient features, this app simplifies the check-cashing process for greater convenience.

image representing Ingo Money App on Apple Store

Key Features:

  • Quick Check Cashing
  • Secure and Reliable
  • Simple User Interface
Play Store Apple Store
4.2/5 Ratings, 33.3K Reviews 4.0/5 rating
1M+ Downloads 6.2K Rating

Pros:

  • Convenient Access
  • Wide Check Acceptance

Cons:

  • Fees and Limitations
  • Limited Availability

8. Dave

Dave is an innovative mobile app that provides quick access to cash when you find yourself in urgent need. Designed to help you cover essential expenses like gas, groceries, bills, or rent, it offers instant cash assistance of up to $500. The app prides itself on offering a seamless experience with no credit checks and no interest, ensuring you get the necessary funds without unnecessary financial burdens.

image representing dave App on Apple Store

Key features:

  • Up to $500 cash advance
  • No credit checks required
  • Flexible repayment options
Play Store Apple Store
4.3/5 Ratings, 509K Reviews 4.8/5 rating
10M+ Downloads 670.9K Ratings

Pros:

  1. Speedy Cash Assistance
  2. No Credit Checks or Interest

Cons:

  1. Eligibility Criteria
  2. Repayment Responsibility

9. B9

B9 an advanced mobile app and one of the best Apps Like Cleo. It offers a convenient solution to meet your everyday expenses. With this app you can access a portion of your paycheck ranging from $30 to $500, providing immediate financial assistance. This app is designed to simplify your financial management and ensure you have the necessary funds to handle any financial charges that arise.

image representing b9 App on Apple Store

Key features:

  • Access up to $500
  • Quick and hassle-free process
  • Versatile use for expenses
Play Store Apple Store
3.8/5 Ratings, 3.18K Reviews 4.2/5 rating
100K+ Downloads 3.9K Ratings

Pros:

  1. Paycheck-based Cash Advances
  2. Simple Repayment Options

Cons:

  1. Eligibility Requirements
  2. Borrowing Responsibilities

10. FloatMe

FloatMe is an intuitive mobile app that provides easy and convenient cash advances directly to your bank account. With this app’s membership priced at only $3.99 per month, you can access much-needed funds without any interest charges.

image representing FloatMe App on Apple Store

Key features:

  • Direct deposit to bank account
  • No credit checks required
  • Transparent $3.99/month membership fee
Play Store Apple Store
4.5/5 Ratings, 43.5K Reviews 4.8/5 rating
1M+ Downloads 70.8K Ratings

Pros:

  1. Quick Cash Advances
  2. Interest-free borrowing

Cons:

  1. Membership Fee
  2. Limitations on Cash Advances

11. Klover

Klover is a user-friendly mobile app and one of the best Apps Like Cleo. It is designed to provide financial assistance when your payday feels far away. With Klover, you can access a cash advance of up to $200, even if your next payday is still two weeks away. This app aims to bridge the gap between paydays, offering a convenient solution to manage your immediate financial needs.

image representing Klover App on Apple Store

Key features:

  • Cash advances up to $200
  • Quick and easy application
  • Accessible even before payday
Play Store Apple Store
4.3/5 Ratings, 56.9K Reviews 4.7/5 rating
1M+ Downloads 160.4K Ratings

Pros:

  1. Flexible repayment options
  2. User-Friendly Experience

Cons:

  1. Borrowing Limitations
  2. Repayment Responsibility

12. Possible

Possible is an innovative mobile app that provides quick access to cash without the worry of late fees. This app is designed to help you build your credit history while offering instant cash advances of up to $500, even if you have bad or no credit. It simplifies financial borrowing and empowers you to meet your immediate cash needs without unnecessary financial burdens.

image representing Possible App on Apple Store

Key features:

  • No late fees
  • Instant borrowing up to $500
  • Availability for bad/no credit
Play Store Apple Store
4.9/5 Ratings, 50.3K Reviews 4.8/5 rating
1M+ Downloads 102.6K Ratings

Pros:

  1. Quick Cash Access
  2. Credit Building Opportunity

Cons:

  1. Potential Loan Limits
  2. Limited Credit Options

13. Varo

Varo is a user-friendly mobile banking app and one of the best Apps Like Cleo. It offers a range of convenient features without any monthly bank account fees. With this app, you can enjoy hassle-free banking while also having the potential to receive your paychecks up to 2 days earlier. This app provides a seamless banking experience designed to save time and money while offering early access to funds.

image representing Varo App on Apple Store

Key features:

  • User-friendly mobile banking app
  • Time and money-saving features
  • Convenient and hassle-free banking
Play Store Apple Store
4.7/5 Ratings, 213K Reviews 4.9/5 rating
5M+ Downloads 190.2K Ratings

Pros:

  1. Fee-Free Banking
  2. Early Paycheck Access

Cons:

  1. Limited Features
  2. Availability

14. Mint

Mint is an all-in-one money management app and one of the best Apps Like Cleo. It consolidates your financial information in a single convenient platform. With this app, you can easily track your balances, create budgets, monitor your credit health, and set financial goals all in one place.

image representing Mint App on Apple Store

Key features:

  • Budget creation and tracking
  • Credit health monitoring
  • Financial goal setting
Play Store Apple Store
This was not mentioned 4.8/5 rating
10M+ Downloads 793.3K Ratings

Pros:

  1. Centralized money management
  2. User-Friendly Budgeting

Cons:

  1. Data Syncing and Security
  2. Limited Customization

15. Beem

Beem is a versatile mobile application that offers a range of financial services and features for you. With this app, you can subscribe to withdraw verified bank deposits early, avail job loss protection, file taxes, and much more. The app provides flexible plans starting as low as $2.47 per month, making it accessible and affordable for everyone.

image representing beem App on Apple Store

Key Features:

  • Tax Filing Assistance
  • Customizable Plans
  • Financial Empowerment
Play Store Apple Store
This was not mentioned 4.3/5 rating
1M+ Downloads 20.5K Ratings

Pros:

  • Convenient Early Deposit Access
  • Job Loss Protection

Cons:

  • Subscription Cost.
  • Limited Regional Availability

16. Solo Funds

Solo Funds is an innovative mobile application and one of the best Apps Like Cleo. It empowers you to access up to $575 on your terms or become fund providers for social impact initiatives. The app provides a platform for you to borrow or contribute funds to make a positive social difference. It allows you to take control of your finances and contribute to causes they care about.

image representing solo funds App on Apple Store

Key Features:

  • Easy Fund Transfer
  • Community-driven Platform
  • Financial Empowerment
Play Store Apple Store
4.1/5 Ratings, 14.1K Reviews 4.4/5 rating
100K+ Downloads 23.2K Ratings

Pros:

  • Flexible Borrowing Options
  • Social Impact Contribution

Cons:

  • Loan Repayment Considerations
  • Risk Assessment

17. Gerald

Gerald is a comprehensive financial app and one of the best Apps Like Cleo. It aims to simplify your financial life. This all-in-one app offers convenient solutions to ease the stress of paying bills and provides access to funds for household expenses. With this app, you can effectively manage your money and enjoy a range of other financial management features.

image representing gerald App on Apple Store

Key Features:

  • Accessible Funds for Household Expenses
  • Efficient Money Management
  • Transparent and Fair
Play Store Apple Store
3.4/5 Ratings, 2.88K Reviews 4.3/5 rating
100K+ Downloads 9.7K Ratings

Pros:

  • No Credit Checks.
  • Accessible Financial Assistance

Cons:

  • Limited Financial Services
  • Technical Compatibility and Support

Why Choosing VisionVix to Create Your Own PWA?

VisionVix is a good choice for companies creating web applications and Progressive Web Apps (PWA). Utilizing VisionVix, businesses can design apps that seamlessly work across various platforms, including offline functionality. Furthermore, VisionVix enables businesses to utilize push notifications effectively, ensuring optimal user engagement.

Here’s why you should choose VisionVix:

  • Experience: VisionVix brings years of experience creating outstanding web applications and PWAs.
  • All-in-one services: They offer all-in-one, including AI tools, APIs, and white-label SaaS development.
  • App Store Distribution: With VisionVix, you can easily turn your PWAs into APK files for distribution on the Google Play Store and Apple App Store.
  • Compatibility Across Platforms: Their solutions are compatible across various platforms, such as iOS, Android, Windows, and macOS.

VisionVix’s performance as a PWA developer:

Key Features VisionVix’s PWA Development
Successful PWA Launches 50+ Projects
Average Loading Speed Improvement 40%
Customer Satisfaction Rating 9.9/10
Cross-Platform Compatibility iOS, Android, Windows, macOS
Average Product Delivery Time 1-3 Weeks
Ongoing Support and Maintenance 24/7 Availability

While you can create a PWA using frameworks like React, Angular, or Vue.js, VisionVix handles the development work for you.

Frequently Asked Questions (FAQs)

Q: Are cash advance apps safe?

These apps can be safe to use if you choose reputable apps with strong security measures in place.

Q: How much can I borrow from these Apps Like Cleo?

The amount you can borrow from a cash advance app varies depending on the app and your eligibility. Typically, amounts range from $50 to a few hundred dollars.

Q: Are credit checks required for these Apps Like Cleo?

Many apps do not require a credit check. Instead, they may assess your eligibility based on factors such as your income and employment status.

Q: Will using a cash advance app affect your credit score?

In most cases, using this app will not directly impact your credit score. However, late or missed payments could have negative effects.